"We were seated next to two ladies, who didn’t seem to mind who heard their conversation as they didn’t regulate their voices at all. That’s no big deal; I can do a pretty good job of toning out other conversations. Some words do trigger interest though and while I was doing my best not to listen to them I heard ‘can’t afford’, ‘what area should I look?’. Hmmmm, now I’m interested – trying not to be, but I can’t help it.
The other lady then started to spout forward her words of wisdom, and I became very uncomfortable in my seat. I started whispering to my husband “she doesn’t know what’s she’s talking about’. I was inwardly groaning and to my dismay my ability to tone out other people’s conversations completely escaped me.
And then! The ‘knowledgeable’ woman told the other one (who was frantically taking notes); she couldn’t go to an auction. I couldn’t help it! I interrupted their conversation, very politely, and asked did she have mortgage pre-approval. The ‘knowledgeable’ woman commenced to tell me yes her friend did have pre-approval but she was a first time home buyer and so she couldn’t go to auction."
Seriously!! It’s scenarios like this that emphasize the need to get your advice from an expert in the field. I personally have assisted first time home buyers to get a pre approved home loan and they have purchased at auctions without any problems. - Angela Peters, Mortgage Adviser at Mortgage People
RELIABLE ADVICE...
The key message to take from this is that friends mean well but are not necessarily right in their information; and their opinion is exactly that – their opinion not always fact... perhaps, not always reliable advice when you need it most. Buying a house is a really BIG deal - and just like you seek legal advice from a Lawyer or financial advice from an accountant so you should seek professional advice when it comes to getting a mortgage.
For free unbiased home loan advice you can contact Mortgage People anytime - more info
freephone 0800 823 823
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